Can someone please explain what these new insurance laws are?

Can someone please explain what these new insurance laws are?

are we required to have insurance? do all companies have to offer insurance now? What percentage do companies have to pay for insurance? Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Who has the cheapest car insurance?

My friend is 16, has a 3000GT VR4, has his own insurance plan, and pays only 80 a month. I went to Esurance, who apparently is the cheapest, and they gave me a quote for 194 a month for a 300ZX, which has 20 horsepower LESS. I don’t even.


Is a kia soul! too much fir a teenagers first car?

I want a Kia soul as my first car. Im trying to get a job and save up to buy it and to be able to pay for my insurance. But is this car ‘too much’ as a first car for a teenager? Because my grandpa has a 05 Toyota corolla that he said he would give to me. So its really either the car I want or a free car. What would you do or what do you think its the best thing for be to do?


Inexpensive insurance for 25 y.o. with no prior driving history ?

She just bought a 1993 Subaru Justy. We live in Oregon. Do you know how to get quotes on the internet ? Who generally has inexpensive insurance and is not a SCAM ????????

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Doea anyone know cheap insurance for an 18 year old girl on a provisional ?

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Car insurance… HAVE THEY GONE MAD?

Basically I am 16 and looking to buy a car that needs work, so that I have a car for when I pass my driving test. I have pretended I was born a year earlier which would make me 17 and eligible for insurance, but all the other details are true. I have also added my dad on the policy and the cheapest I got quoted was nearly £4000, and it’s not like i’m going to be driving a rocket ship its a 1989 subaru justy 1.2l engine, which I have valued at £500 (double what its worth). Thus I am struggling to see why it costs so much?? BTW IT’S FIRE AND THEFT NOT EVEN FULLY COM


Can you claim your car insurance if your car needs repairs not caused by an accident?

If you have fully comprehensive insurance can you make a claim even though you have not been in a crash or other accident? The car in question has an MOT however it needs extensive repairs and is not drivable. The repairs are going to cost more than the car is worth and so it really just needs to be scrapped or sold for a ridiculously small sum of money to someone who can fix it up. The problem is that there is still a huge outstanding balance for the loan repayment of the car! Can anyone help please?


Can someone please explain what these new insurance laws are?

are we required to have insurance? do all companies have to offer insurance now? What percentage do companies have to pay for insurance? Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I hit a parked car on accident and before I could get my insurance and stuff out, the guy got in and drove away?

I was just about to get out of the car. I feel horrible but it didn’t look like there was any damage to his truck. I sat there for a few minutes to see if he could come back but he didn’t. I know I hit the car and it was my fault but can I get in trouble anyway now? So basically, it was more of a hit and he ran.


Question about a claim from my health insurance?

I went to a specific doctor to get an annual exam which my health insurance covered for. I did receive a call back and was told I had an infection which my doctor prescribed medication for. Now, when I look online I then noticed under my Claim Details online it stated my doctor visit but in a separate claim it states Health Care Provider: Medical Diagnostic Laboratories, LLC and a total of $500. That one claim has three different services stating things like DETECT AGENT NOS


Insurance premium increase for life insurance.?

Can my insurance company increase premiums (from $175.29 a quarter to $331.86 per quarter)when ever they wish? I retained my group life insurance for myself ($70,000)and for my husband ($50,000)after leaving my employment 15 years ago. Connecticut General(CIGNA Group) recently increased the premiums to the amount specified and said if we did not like it we could cancel. I’ve paid so much money into these policies and I do not wish to cancel now. There’s no cash value on either one. We are in our fifties and preparing to retire and will not be able to afford premiums this high. What can we do, if anything? Any light you can shed on this issue is greatly appreciated. Thanking you in advance for your time and assistance.


How do you get new home owner’s insurance after you were dumped?

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So I was recently given a citation during a trip to Northern California. Here’s the condensed version; I went out with a group of friends to have dinner and drinks. It was about 10 people altogether, three car loads. I was originally not one of the drivers (I flew in from Southern California). Several of my friends/acquiantances drank heavily during dinner. I was asked as a favor to drive one of the car and the car owner’s home. The car I drove belonged to my good friend’s neighbor. I received a speeding ticket during the drive to the neighbor’s home (73 in a 65) PLUS no insurance!!! I informed the officer that it was not my car and that it belonged to the passed out lady in the back but he didn’t care and decided to write me the ticket anyway. Now I’ve been told that I will have to pay for it ($988) plus my speeding ticket. I spoke with my good friend about it but the neighbor now refuses to go to court with me or write a letter at the least explaining the scenario.


What are the greatest auto insurance problem you face or ever face and how did you solve it?

Friends,what are the greatest auto insurance problems today?


In order to get your permit do you have to have insurance or be on somebody elses?

i wanna get my permit do i have to have insurance or be on somebody elses?


Can someone please explain what these new insurance laws are?

are we required to have insurance? do all companies have to offer insurance now? What percentage do companies have to pay for insurance? Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Where can I find the cheapest car insurance?

I’m living in Arkansas (working in Texas and in Arkansas). I’m an 18 year old male. I need to obtain FULL coverage on a 2000 Mazda Protege. The cheapest quote I had found (through Geico I believe) is $585/month for full coverage.. that’s over $7000 a year… I have two tickets on my record. That quote was done without listing any tickets at all. I work 65 hours a week, so the only place I really drive is to my jobs and back. Unfortunately, I need a car in a hurry.. which means I’m going to finance one, which means full coverage is required. Any recommendations on places to get quotes from aside from geico and progressive?


I’m moving to florida from new jersey.?

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Realistically how much does it cost to live alone in LA?

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I am 19 and in need of cheap insurance in michigan, any help?

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How come muscle cars are cheaper to insure than japanese tuners?

It would cost me 179 a month to insure a pontiac firebird trans am, but it would cost me 620 to insure a subaru WRX. Another example is it would cost me 152 to insure a 89 camaro IROC-Z v8, but 213 a month to insure a mitsubishi eclipse gsx, I’m pissed off


Can i get my own car insurance policy at 16?

i would really like it if someone could answer this. i coudnt fint the answer i was looking for online so i came here. if you guys are going to say it has to be under your mothers its not happening shes a *****. my dad has a car at his house thats mine he just doesnt want to give me the keys tell i have insurance and my license. but im getting my license in a few months. so if you can tell me this answer thanks, and can you give me a average price. and i know they do it based on the car so if i had an 06 nissian sentra with moded parts, and ome rims and a body kit would there be a difference. thank you so much for the people that are going to answer this


AAA Auto Insurance?

Anyone know anything about Liberty Mutual?


Car insurance on parent’s insurance??? NCB?

I have no idea when it comes to insurance but basically if i get on my parent’s insurance…can i still mount up 2 years no claims… or does it not count so that when i get my own insurance it’s like starting from scratch?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


With regards to auto insurance, what does having a deductable mean?

For example, if I have a $500 deductable, what exactly does that mean when claiming from insurance?


What does getting pts on license mean for my insurance?

I got pulled over for speeding. However, the cop bumped down my ticket to disobeying traffic control device. I’m getting 2 points on my license. I’m 22 yrs. old and under my dad’s insurance. Will the insurance rates be going up? (Also, I’m planning on taking the defense driving class to erase the 2 pts from license. If so, does my insurance still go up?) Please tell me of your situations….thanks!


Auto Insurance broker failed to add driver and now claim has been denied Help pleassssse?

So I called the owner of the broker company who told me that he would gladly backdate the policy upon the notion that AIG would accept it and they said that they would. Then the owner called me back stating that his broker that issued the policy already gave a recorded statement to the insurance company stating that he did not remember us requesting the added driver to the policy so he cant help us or he would lose his license as a broker by recanting on a recorded statement so he then told me to make the adjuster take the recorded statement off the record and they will do it but it is illegal to even ask them to do that. Our Policy has canceled several other times due to this broker not turning in the proper paper work to AIG. I need help I have went through all the chain of comands and the california insurance board what is left??


Would you say my insurance is going to right my car off……?

i had a crash the other day where i got hit in the passanger side door and the car then bounced up an fell down on a high curb aon the drivers side. so after everything was sorted out i drove it home. the insurance have said it was my fault anyway. so i have got a fiat punto evo 60 plate, 4500 miles on clock 3 door. it cost me in april £10,995 to buy. So its been in a body shop got an estimate of £5300 to fix it and i have an excess of £1150. The body shop thinks its going to be a right off?? i am just wondering what your veiws are? thanks



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

CHEAPEST AUTO INSURANCE COMPANY IN SOUTHERN NEW JERSEY?

i have a 2009 camry paid off


Can someone please explain what these new insurance laws are?

are we required to have insurance? do all companies have to offer insurance now? What percentage do companies have to pay for insurance? Thanks


Need affordable home owners insurance in Massachusetts?

We are relocating to Massachusetts and are buying a home there. I have to get a home owners insurance quote for the lender and tried going through my current provider that I have multiple vehicles with hoping to get a discount for bundling the house into it. (I have Geico) They told me they will not insure our house because we own horses. Does anyone know a good company not too expensive that will insure a home with horses in Massachusetts?


Home Insurance Claim – leak three months ago, is it too late too claim?

does anyone know whether I could make a claim for water damage to my kitchen which occured approx three months ago-or is it too late? We didnt think to put in a claim at the time (water from upstairs bathroom leaked straight down into the kitchen) as we managed to mop up and clear the water and dry everything up. However over the last month or so a crack in the ceiling has developed and now the ceiling has a ‘bulge’ in it which looks like its going to give way – also the work tops and cabinets have deteriorated due to the water and there is a noticable damp smell in the sink cupboards again from the water and on top of that the wallpaper is now also peeling. Im now thinking it was a bad mistake not to have put in a claim, Is it now too late?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car accident with no insurance?

I was recently in a car accident with someone. I hit the bumper of her truck.. my question is. I didn’t have insurance at this time. I tried to negotiate with her and she agreed that I just pay the deductable. then she said it wasn’t enough and she wouldn’t provide a signed letter that I gave her the money. In a case like this what should I do? I have not very good income and the damages from what she says we’re worth 2500. She has full coverage insurance. Also I got a ticket for failure to control speed. Will she have to be in court that day?


How much should a 76 year old pay for liability insurance to drive a 17 year old/as good as new car?

Every six months the premium is different, $49.00 more 6 months ago, now $52.00 more, the claim is at $244.41, is a savings of $143.70, then $100.00 road service. When will the up $50.00 in 6 months end? Another quote was $369.00 every six months, so what do people who have less than a perfect record have to pay? I think it is awful. I had no insurance or seat belts to rear my children, all was fine.


Insurance Estimate different from body shop estimate, what can I do?

I took my car to a body shop, and their estimate turns out to be about 2000$. I then took it to the insurance who is supposed to pay me for the damage, and their estimate turns out to be only 900$. Is their estimate set in stone”


Nicotine/cotinine test for life insurance?

I haven’t smoke for 5 weeks. In about 2 weeks I might have to take a nicotine/cotinine test to get life insurance. Will I be able to pass the test for life insurance.


How much would car insurance cost roughly?

Please could you give me a rough estimate at what it would cost me please? Im 21, female, and i’m thinking about getting a driving licence and a car soon, so i will be a new driver.i have no idea on prices for car insurance, so could you please help me out, i’m probably going to get a small car, like a Renault Clio, or something small like that, no more than a 1.2. Plus what would the road tax be please? Thanks for the advice 😀


America Health Care System Insurance?

Hello I am having trouble understanding the American health care system. I understand that americans can buy health insurance from health insurance agencies. However someone told me that health insurance companies are mainly concerned about the wellbeing of their profits and not the wellbeing of the people. That is why they can exclude people with pre existing conditions and change premium rates in order to be profitable. These insurance agencies have no intention to lower health care costs because the more expensive it is the less likely a person would want to visit a doctor and then consequently the less an insurance company would have to pay for the visit. So is that why health care costs are so high in the US? Others told me that it is because of administration costs that are used to pay hefty bonuses and perks to nonclinical staff. Is all this true? Am i missing something?


Homeowners Insurance- Over-insured in Indiana?

I’m in Hammond Indiana in a 1,200 sq ft home and pay over $1,400x yr on homeowners insurance. I think I am over-insured, covered for $280,000. contractor said rebuild costs were $130,000. I asked my insurance to change the amount but they will not budge. My father Who lives in Chicago, A bigger more Dangerous city and has a home 3x bigger, worth 2x more and pays $500 per month. I understand he gets senior discounts, but wow. Please help these escrow payments are ridiculous


Is it a legal requirement in Texas to have health insurance?

after i graduate high school and when i turn 18 and move out i will not be a full time student there for not covered under my parents insurances in any way… so is it a legal requirement in Texas for me to have health insurance like it is for car insurance? thanks in advance


Average Cost Of Horse Insurance?

I’m insured for riding accidents and the like.. I don’t want an exact quote, just a general idea of what people pay.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Should I get full coverage on my cavalier (Car insurance)?

I have a 2005 Chevy Cavalier, I currently have liability insurance. I’ve already been in an accident, and fortunately it was minor enough for me to get parts at a junkyard. Should I upgrade to full coverage? United auto insurance, wants $186 down and $147 monthly for 6 months. My current company wants $262 down and $131 a month, for 9 months. Which company is the better deal? Should I even get full coverage


Can someone please explain what these new insurance laws are?

are we required to have insurance? do all companies have to offer insurance now? What percentage do companies have to pay for insurance? Thanks


2003 Honda S2000 insurance rate?

Hi, i’m a 16 year old male. I’m planning on getting an S2000 when I turn 17 and was wondering if someone could give me a ballpark answer on how much, liability only, insurance would cost me per month. Ballpark as in $100-$150, $150-$200, $200-$250… Any help would be very appreciated. Also, just take into fact that I have a perfect driving record and that stuff since I would just recently have gotten my license by then.


I got hit myself by a car she doesnt have insurance and didnt do a police report?

I got hit myself by a car she doesnt have insurance and didnt do a police report?


I have great health insurance (80% coverage) can I buy another policy on my own to cover the rest of the costs?

In other words will having 2 health insurance policies defray out of pocket costs?


What’s a good first car for a 22 year old?

What’s a good first car for a 22 year old?


Can I sue LL home owners insurance for fire HE set that detroyed my property?

The landlord set a fire purposely to the grass, in the middle of summer when temp. over 100. It got out of control and burned and destroyed my property. Can I sue his homeowners insurance because it was negligent? I know I can sue small claims but I don’t know if I can collect since he doesn’t have a job and I know the insurance co. will pay out. Can I file small claims against his Homeowners insurance? OR?? Property in TX


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